Terms And Conditions

  1. 1. HAPPY GOLD SAVING PLAN 1.The duration of the scheme is 12 months. 2.The amount of savings paid in the first month will be the monthly installments. 3.Customers must pay their monthly installments from 1st to 30th every month. 4.After 12 months on maturity of the deposits, members will get a 1.5 months of bonus along with the principal amount (Ex If you pay 1000x12=12000+1500bonus=13500 worth of gold ornaments). 5.Discontinuation shall result in the non-eligibility for bonus offered, the customer can only redeem the accumulated paid amount with no benefits. 6.Delay in payments will automatically extend the maturity date by the number of months delayed. 7.Default payment is allowed only one time during the entire term of 12 months. 8.In this happy gold saving plan , making charge and wastage is charged for purchase of jewelery. 9.Jewelery will be billed as per the market rate on the day of purchase. 10.GST/ Tax will be borne by members as applicable at the time of purchase / redemption. 11.Babulal gold house reserves the rights to alter, amend, modify, add or delete any of the terms and conditions from time to time.
  2. 2. LUCKY GOLD SAVING PLAN 1.The duration of the scheme is 12 months. 2.The amount of savings paid in the first month will be the monthly installments. 3.Customers must pay their monthly installments from 1st to 30th every month. 4.The advance amount received will be credited to your account in the form of 22 kt (916) gold weight as per prevailing board rates at the time of payment. 5.If the customer wishes to purchase additional weight than the reserved weight, they are entitled to pay the full wastage and making charges for the additional weight alone. 6.If the value addition of selected jewellery exceeds 18%, the difference in value addition will be collected from the member. 7.Delay in payments will automatically extend the maturity date by the number of months delayed. 8.As a benefit of the scheme, customers can avail gold jewelry equivalent to the calculated 22 karat gold weight of the amount paid, with a 100% discount on the wastage and making charges. 9.GST/ Tax will be borne by members as applicable at the time of purchase / redemption. 10.Babulal gold house reserves the rights to alter, amend, modify, add or delete any of the terms and conditions from time to time.